/* ==========================================================================
   Kichikila — sistema de design
   Poupança em grupo (kixikila digital) + financiamento
   ========================================================================== */

@import url('https://fonts.googleapis.com/css2?family=Sora:wght@400;500;600;700;800&family=Inter:wght@400;500;600;700&family=IBM+Plex+Mono:wght@500;600&display=swap');

:root{
  /* cor — extraída do logótipo */
  --teal-900:#04212c;
  --teal-800:#063a4a;
  --teal-700:#00587a;
  --teal-600:#007297;   /* logo — tom escuro */
  --teal-500:#0093a8;   /* logo — tom claro */
  --teal-300:#7fc9d6;
  --teal-150:#d7eef2;
  --teal-100:#eef8fa;
  --ink:#0b2530;
  --ink-soft:#3f5c66;
  --paper:#fbfdfd;
  --paper-alt:#f4fafb;
  --line:#dbeaed;
  --white:#ffffff;

  --font-display:'Sora', system-ui, sans-serif;
  --font-body:'Inter', system-ui, sans-serif;
  --font-mono:'IBM Plex Mono', monospace;

  --container:1180px;
  --radius-sm:10px;
  --radius-md:16px;
  --radius-lg:28px;
  --shadow-soft:0 20px 45px -25px rgba(4,33,44,.35);
  --shadow-card:0 12px 30px -18px rgba(4,33,44,.28);
}

@media (prefers-reduced-motion: reduce){
  *{ animation-duration:.001ms !important; animation-iteration-count:1 !important; transition-duration:.001ms !important; scroll-behavior:auto !important; }
}

*,*::before,*::after{ box-sizing:border-box; }
html{ scroll-behavior:smooth; }
body{
  margin:0;
  font-family:var(--font-body);
  color:var(--ink);
  background:var(--paper);
  -webkit-font-smoothing:antialiased;
  line-height:1.6;
}
img{ max-width:100%; display:block; }
a{ color:inherit; text-decoration:none; }
ul{ margin:0; padding:0; list-style:none; }
h1,h2,h3,h4{ font-family:var(--font-display); margin:0; color:var(--teal-900); letter-spacing:-.01em; }
p{ margin:0; }
button{ font-family:inherit; cursor:pointer; }

:focus-visible{
  outline:3px solid var(--teal-500);
  outline-offset:3px;
  border-radius:4px;
}

.container{
  max-width:var(--container);
  margin:0 auto;
  padding:0 24px;
}

.eyebrow{
  display:inline-flex;
  align-items:center;
  gap:8px;
  font-family:var(--font-mono);
  font-size:.72rem;
  letter-spacing:.14em;
  text-transform:uppercase;
  color:var(--teal-700);
  background:linear-gradient(135deg,var(--teal-100),#f8fcfd);
  border:1px solid var(--teal-150);
  padding:6px 14px;
  border-radius:999px;
}
.eyebrow::before{
  content:'';
  width:6px; height:6px; border-radius:50%;
  background:var(--teal-500);
}

/* ---------- botões ---------- */
.btn{
  display:inline-flex;
  align-items:center;
  justify-content:center;
  gap:8px;
  font-family:var(--font-display);
  font-weight:600;
  font-size:.88rem;
  padding:11px 20px;
  border-radius:999px;
  border:1.5px solid transparent;
  transition:transform .18s ease, box-shadow .18s ease, background-color .18s ease, color .18s ease, border-color .18s ease;
  white-space:nowrap;
}
.btn:hover{ transform:translateY(-2px); }
.btn-primary{
  background:linear-gradient(135deg,var(--teal-600),var(--teal-500));
  color:var(--white);
  box-shadow:0 12px 26px -12px rgba(0,114,151,.62);
}
.btn-primary:hover{ box-shadow:0 16px 30px -12px rgba(0,147,168,.72); }
.hero .btn-primary,
.product-card.finance .btn-primary,
.cta-final .btn-primary{
  background:linear-gradient(135deg,var(--teal-500),#00abc0);
  color:var(--white);
  box-shadow:0 12px 28px -12px rgba(0,147,168,.68);
}
.btn-ghost{
  background:transparent;
  border-color:rgba(255,255,255,.35);
  color:var(--white);
}
.btn-ghost:hover{ background:rgba(255,255,255,.1); }
.btn-outline{
  background:transparent;
  border-color:var(--teal-600);
  color:var(--teal-700);
}
.btn-outline:hover{ background:var(--teal-100); }
.btn-sm{ padding:8px 14px; font-size:.78rem; }

/* ---------- header ---------- */
.site-header{
  position:sticky;
  top:0;
  z-index:60;
  background:rgba(251,253,253,.88);
  -webkit-backdrop-filter:blur(16px) saturate(140%);
  backdrop-filter:blur(16px) saturate(140%);
  border-bottom:1px solid transparent;
  transition:background-color .25s ease, border-color .25s ease, box-shadow .25s ease;
}
.site-header::before{
  content:'';
  position:absolute;
  top:0; left:0; right:0;
  height:3px;
  background:linear-gradient(90deg,var(--teal-700),var(--teal-600) 52%,var(--teal-500));
}
.site-header.is-scrolled{
  background:rgba(251,253,253,.96);
  border-color:var(--line);
  box-shadow:0 12px 34px -24px rgba(4,33,44,.42);
}
.site-header .container{
  display:flex;
  align-items:center;
  justify-content:space-between;
  height:84px;
  transition:height .25s ease;
}
.site-header.is-scrolled .container{ height:72px; }
.brand{ display:flex; align-items:center; gap:10px; }
.brand img{ height:58px; width:auto; transition:height .25s ease, transform .25s ease; }
.brand:hover img{ transform:translateY(-1px); }
.site-header.is-scrolled .brand img{ height:50px; }

.main-nav ul{ display:flex; align-items:center; gap:34px; }
.main-nav a{
  font-size:.92rem;
  font-weight:600;
  color:var(--ink-soft);
  transition:color .18s ease;
  position:relative;
  padding:12px 0;
}
.main-nav a::after{
  content:'';
  position:absolute;
  left:0; right:0; bottom:5px;
  height:2px;
  border-radius:999px;
  background:linear-gradient(90deg,var(--teal-600),var(--teal-500));
  transform:scaleX(0);
  transform-origin:right;
  transition:transform .22s ease;
}
.main-nav a:hover,
.main-nav a.is-active{ color:var(--teal-700); }
.main-nav a:hover::after,
.main-nav a.is-active::after{ transform:scaleX(1); transform-origin:left; }

.header-actions{ display:flex; align-items:center; gap:10px; }
.header-primary{ border-color:rgba(0,88,122,.12); }
.mobile-nav-head,
.mobile-nav-actions{ display:none; }
.nav-toggle{
  display:none;
  background:none;
  border:none;
  padding:8px;
  width:42px;
  height:42px;
  border-radius:50%;
  transition:background-color .18s ease;
}
.nav-toggle:hover{ background:var(--teal-100); }
.nav-toggle span{
  display:block;
  width:24px; height:2px;
  background:var(--teal-800);
  margin:5px 0;
  border-radius:2px;
  transition:transform .22s ease, opacity .18s ease;
}
.nav-toggle[aria-expanded="true"] span:nth-child(1){ transform:translateY(7px) rotate(45deg); }
.nav-toggle[aria-expanded="true"] span:nth-child(2){ opacity:0; }
.nav-toggle[aria-expanded="true"] span:nth-child(3){ transform:translateY(-7px) rotate(-45deg); }

/* ---------- hero ---------- */
.hero{
  position:relative;
  overflow:hidden;
  background:var(--teal-900);
  color:var(--white);
  min-height:calc(100vh - 84px);
  display:flex;
  align-items:center;
  padding:86px 0 104px;
}
.hero-background{
  position:absolute;
  inset:-3%;
  background-image:
    linear-gradient(90deg,rgba(4,33,44,.99) 0%,rgba(4,33,44,.96) 31%,rgba(4,33,44,.72) 54%,rgba(4,33,44,.18) 78%,rgba(4,33,44,.16) 100%),
    linear-gradient(0deg,rgba(4,33,44,.58),transparent 42%),
    url('hero-online-loan-angola-v3.jpg');
  background-size:cover;
  background-position:center center;
  transform:scale(1.03);
  animation:hero-cinematic 18s ease-in-out infinite alternate;
  will-change:transform,background-position;
}
@keyframes hero-cinematic{
  0%{ transform:scale(1.03); background-position:center center,center center,52% center; }
  100%{ transform:scale(1.095); background-position:center center,center center,58% center; }
}
.hero::before,
.hero::after{
  content:'';
  position:absolute;
  border-radius:50%;
  pointer-events:none;
}
.hero::before{
  width:420px; height:420px;
  right:-130px; top:-210px;
  border:1px solid rgba(255,255,255,.08);
  box-shadow:0 0 0 70px rgba(255,255,255,.025), 0 0 0 140px rgba(255,255,255,.018);
}
.hero::after{
  width:360px; height:240px;
  left:-160px; bottom:-160px;
  background:radial-gradient(circle,rgba(0,147,168,.22),transparent 68%);
}
.hero .container{
  display:grid;
  grid-template-columns:1.05fr .95fr;
  gap:56px;
  align-items:center;
  position:relative;
  z-index:1;
}
.hero-copy{
  position:relative;
  z-index:2;
  padding:10px 0;
  text-shadow:0 2px 24px rgba(4,33,44,.35);
}
.hero-eyebrow{
  color:#bdebf1;
  background:rgba(0,147,168,.15);
  border-color:rgba(127,201,214,.36);
}
.hero-eyebrow::before{ background:var(--teal-500); }
.eyebrow-on-dark{
  color:#bdebf1;
  background:rgba(0,147,168,.14);
  border-color:rgba(127,201,214,.3);
}
.hero h1{
  color:var(--white);
  font-size:clamp(2.3rem, 4vw, 3.4rem);
  line-height:1.08;
  margin:22px 0 20px;
  max-width:14ch;
}
.hero h1 em{
  font-style:normal;
  background:linear-gradient(100deg,#a8e4ec,var(--teal-500));
  -webkit-background-clip:text;
  background-clip:text;
  color:transparent;
}
.hero p.lead{
  font-size:1.08rem;
  color:#c7dfe6;
  max-width:46ch;
  margin-bottom:34px;
}
.hero-actions{ display:flex; gap:16px; flex-wrap:wrap; margin-bottom:44px;}
.hero-trust{
  display:flex;
  gap:30px;
  flex-wrap:wrap;
  padding-top:28px;
  border-top:1px solid rgba(255,255,255,.14);
}
.hero-trust div strong{
  display:block;
  font-family:var(--font-mono);
  font-size:1.5rem;
  color:var(--white);
}
.hero-trust div span{ font-size:.82rem; color:#9fc3cd; }

/* roda kixikila — elemento assinatura */
.wheel-wrap{
  position:relative;
  display:flex;
  align-items:center;
  justify-content:center;
}
.hero .wheel-wrap{ display:none; }
.wheel-wrap::before{
  content:'';
  position:absolute;
  width:72%; aspect-ratio:1;
  border-radius:50%;
  background:radial-gradient(circle,rgba(0,147,168,.2),transparent 68%);
  filter:blur(8px);
}
.wheel-wrap svg{ position:relative; overflow:visible; }
.wheel-orbit{
  animation:spin 26s linear infinite;
  transform-origin:50% 50%;
}
@keyframes spin{ to{ transform:rotate(360deg); } }
.wheel-token{
  animation:pulse 2.4s ease-in-out infinite;
  transform-box:fill-box;
  transform-origin:center;
}
@keyframes pulse{
  0%,100%{ transform:scale(1); }
  50%{ transform:scale(1.08); }
}
.wheel-token-ring{
  opacity:0;
  transform-box:fill-box;
  transform-origin:center;
  animation:token-ring 2.4s ease-out infinite;
}
@keyframes token-ring{
  0%,20%{ opacity:.5; transform:scale(.82); }
  70%,100%{ opacity:0; transform:scale(1.42); }
}
.wheel-caption{
  position:absolute;
  bottom:-6px; left:50%;
  transform:translateX(-50%);
  background:var(--white);
  color:var(--teal-800);
  font-family:var(--font-mono);
  font-size:.72rem;
  letter-spacing:.06em;
  padding:9px 16px;
  border-radius:999px;
  box-shadow:var(--shadow-soft);
  white-space:nowrap;
}
.wheel-caption b{ color:var(--teal-600); }

/* ---------- seções genéricas ---------- */
section{ padding:104px 0; }
.section-head{
  max-width:640px;
  margin:0 0 56px;
}
.section-head.center{ margin-left:auto; margin-right:auto; text-align:center; }
.section-head h2{
  font-size:clamp(1.7rem,2.6vw,2.4rem);
  margin:16px 0 14px;
  line-height:1.18;
}
.section-head p{ color:var(--ink-soft); font-size:1.02rem; }

.alt-bg{ background:var(--paper-alt); }

/* ---------- produtos ---------- */
.products-grid{
  display:grid;
  grid-template-columns:repeat(2,1fr);
  gap:28px;
}
.product-card{
  background:var(--white);
  border:1px solid var(--line);
  border-radius:var(--radius-lg);
  padding:40px;
  box-shadow:var(--shadow-card);
  position:relative;
  overflow:hidden;
}
.product-card::before{
  content:'';
  position:absolute;
  top:0; left:32px; right:32px;
  height:3px;
  border-radius:0 0 999px 999px;
  background:linear-gradient(90deg,var(--teal-600),var(--teal-500));
}
.product-card.finance::before{ background:linear-gradient(90deg,var(--teal-700),var(--teal-300)); }
.product-card[id]{ scroll-margin-top:110px; }
.product-card::after{
  content:'';
  position:absolute; inset:auto -40% -60% auto;
  width:220px; height:220px;
  border-radius:50%;
  background:radial-gradient(circle, var(--teal-100) 0%, transparent 70%);
}
.product-icon{
  width:56px; height:56px;
  border-radius:16px;
  display:flex; align-items:center; justify-content:center;
  background:linear-gradient(135deg,var(--teal-600),var(--teal-500));
  margin-bottom:22px;
}
.product-card.finance .product-icon{ background:linear-gradient(135deg,var(--teal-700),var(--teal-300)); }
.product-card h3{ font-size:1.35rem; margin-bottom:10px; }
.product-card p{ color:var(--ink-soft); margin-bottom:22px; }
.product-list{ display:flex; flex-direction:column; gap:10px; margin-bottom:26px; }
.product-list li{
  display:flex; gap:10px; align-items:flex-start;
  font-size:.94rem; color:var(--ink);
}
.product-list li::before{
  content:'';
  flex:none;
  width:7px; height:7px; margin-top:7px;
  border-radius:50%;
  background:var(--teal-500);
}

/* ---------- como funciona (ciclo) ---------- */
.cycle{
  display:grid;
  grid-template-columns:repeat(4,1fr);
  gap:20px;
  counter-reset:step;
  position:relative;
}
.cycle::before{
  content:'';
  position:absolute;
  top:34px; left:6%; right:6%;
  height:2px;
  background:repeating-linear-gradient(90deg, var(--teal-300) 0 10px, transparent 10px 18px);
}
.cycle-step{ position:relative; padding-top:12px; }
.cycle-num{
  counter-increment:step;
  width:68px; height:68px;
  border-radius:50%;
  background:var(--white);
  border:2px solid var(--teal-500);
  display:flex; align-items:center; justify-content:center;
  font-family:var(--font-display);
  font-weight:700;
  font-size:1.3rem;
  color:var(--teal-700);
  margin-bottom:20px;
  position:relative; z-index:1;
}
.cycle-step:nth-child(4) .cycle-num{
  border-color:var(--teal-600);
  color:var(--white);
  background:linear-gradient(135deg,var(--teal-600),var(--teal-500));
}
.cycle-num::before{ content: counter(step, decimal-leading-zero); }
.cycle-step h4{ font-size:1.05rem; margin-bottom:8px; }
.cycle-step p{ font-size:.92rem; color:var(--ink-soft); }

/* ---------- confiança / segurança ---------- */
.trust-panel{
  background:var(--teal-900);
  color:var(--white);
  border-radius:var(--radius-lg);
  padding:56px;
  display:grid;
  grid-template-columns:1fr 1fr;
  gap:48px;
  align-items:center;
}
.trust-panel h2{ color:var(--white); font-size:clamp(1.6rem,2.4vw,2.1rem); margin-bottom:16px; }
.trust-panel p{ color:#b9d6dd; margin-bottom:0; }
.trust-list{ display:flex; flex-direction:column; gap:22px; }
.trust-item{ display:flex; gap:16px; }
.trust-item .dot{
  flex:none;
  width:38px; height:38px; border-radius:10px;
  background:rgba(0,147,168,.16);
  border:1px solid rgba(127,201,214,.32);
  display:flex; align-items:center; justify-content:center;
  color:#bdebf1;
  font-family:var(--font-mono);
  font-size:.85rem;
}
.trust-item h4{ color:var(--white); font-size:1rem; margin-bottom:4px; }
.trust-item p{ color:#9fc3cd; font-size:.9rem; }

/* ---------- depoimentos ---------- */
.testimonials{
  display:grid;
  grid-template-columns:repeat(3,1fr);
  gap:24px;
}
.testimonial{
  background:var(--white);
  border:1px solid var(--line);
  border-radius:var(--radius-md);
  padding:30px;
}
.testimonial p{ font-size:.98rem; color:var(--ink); margin-bottom:22px; }
.testimonial-who{ display:flex; align-items:center; gap:12px; }
.avatar{
  width:42px; height:42px; border-radius:50%;
  display:flex; align-items:center; justify-content:center;
  font-family:var(--font-display); font-weight:700; color:var(--white);
  background:linear-gradient(135deg,var(--teal-600),var(--teal-500));
  font-size:.85rem;
}
.testimonial-who strong{ display:block; font-size:.9rem; }
.testimonial-who span{ font-size:.8rem; color:var(--ink-soft); }

/* ---------- contacto ---------- */
.contact-section{
  background:
    radial-gradient(circle at 8% 12%,rgba(0,147,168,.11),transparent 28%),
    linear-gradient(180deg,var(--paper),var(--teal-100));
}
.contact-shell{
  display:grid;
  grid-template-columns:.8fr 1.2fr;
  gap:56px;
  align-items:start;
}
.contact-info h2{
  font-size:clamp(1.8rem,3vw,2.5rem);
  line-height:1.18;
  margin:18px 0 14px;
  max-width:17ch;
}
.contact-info > p{ color:var(--ink-soft); max-width:48ch; }
.contact-channels{ display:grid; grid-template-columns:1fr 1fr; gap:14px; }
.contact-channel{
  display:flex;
  align-items:center;
  gap:14px;
  min-height:84px;
  padding:16px;
  border:1px solid var(--teal-150);
  border-radius:14px;
  background:rgba(255,255,255,.78);
  transition:transform .18s ease,border-color .18s ease,box-shadow .18s ease;
}
a.contact-channel:hover{
  transform:translateY(-3px);
  border-color:var(--teal-300);
  box-shadow:var(--shadow-card);
}
.contact-icon{
  flex:none;
  width:38px; height:38px;
  display:grid;
  place-items:center;
  border-radius:11px;
  color:var(--white);
  background:linear-gradient(135deg,var(--teal-600),var(--teal-500));
  font-family:var(--font-display);
  font-weight:700;
}
.contact-channel small,.contact-channel strong{ display:block; }
.contact-channel small{ color:var(--ink-soft); font-size:.72rem; }
.contact-channel strong{ color:var(--teal-900); font-size:.9rem; }

/* ---------- cta final ---------- */
.cta-final{
  background:linear-gradient(120deg,var(--teal-700),var(--teal-500));
  border-radius:var(--radius-lg);
  padding:64px;
  color:var(--white);
  display:flex;
  align-items:center;
  justify-content:space-between;
  gap:40px;
  flex-wrap:wrap;
}
.cta-final h2{ color:var(--white); font-size:clamp(1.5rem,2.6vw,2.1rem); max-width:20ch; }
.cta-final p{ color:#dff1f4; margin-top:10px; }

/* ---------- rodapé ---------- */
.site-footer{
  background:var(--teal-900);
  color:#a9cbd3;
  padding:70px 0 26px;
  border-top:4px solid var(--teal-500);
}
.footer-top{
  display:grid;
  grid-template-columns:1.4fr repeat(3,1fr);
  gap:40px;
  padding-bottom:52px;
  border-bottom:1px solid rgba(255,255,255,.1);
}
.footer-brand img{
  height:54px;
  width:auto;
  margin-bottom:18px;
  background:rgba(255,255,255,.96);
  padding:6px 10px;
  border-radius:12px;
  box-shadow:0 10px 30px -18px rgba(0,147,168,.7);
}
.footer-brand p{ font-size:.9rem; max-width:34ch; color:#8fb3bb; }
.footer-col h5{
  color:var(--white);
  font-family:var(--font-display);
  font-size:.9rem;
  margin-bottom:18px;
  letter-spacing:.02em;
}
.footer-col ul{ display:flex; flex-direction:column; gap:11px; }
.footer-col a{ font-size:.9rem; color:#a9cbd3; transition:color .15s ease; }
.footer-col a:hover{ color:var(--teal-300); }
.footer-bottom{
  display:flex;
  justify-content:space-between;
  align-items:center;
  padding-top:26px;
  font-size:.82rem;
  color:#7ea3ab;
  flex-wrap:wrap;
  gap:12px;
}
.footer-bottom .legal-links{ display:flex; gap:20px; flex-wrap:wrap; }
.footer-bottom a:hover{ color:var(--teal-300); }
.footer-note{ font-size:.78rem; color:#5f8790; max-width:64ch; margin-top:18px; line-height:1.7; }

/* ---------- cookie bar ---------- */
.cookie-bar{
  position:fixed;
  left:20px; right:20px; bottom:20px;
  max-width:920px;
  margin:0 auto;
  background:var(--white);
  border:1px solid var(--line);
  border-radius:var(--radius-md);
  box-shadow:0 24px 60px -20px rgba(4,33,44,.4);
  padding:22px 26px;
  display:flex;
  align-items:center;
  gap:22px;
  z-index:200;
  transform:translateY(140%);
  transition:transform .5s cubic-bezier(.2,.8,.2,1);
}
.cookie-bar.is-visible{ transform:translateY(0); }
.cookie-icon{
  flex:none;
  width:44px; height:44px; border-radius:12px;
  background:var(--teal-100);
  display:flex; align-items:center; justify-content:center;
  font-size:1.3rem;
}
.cookie-text{ flex:1; font-size:.88rem; color:var(--ink-soft); }
.cookie-text strong{ color:var(--ink); }
.cookie-text a{ color:var(--teal-700); font-weight:600; text-decoration:underline; }
.cookie-actions{ display:flex; gap:10px; flex-wrap:wrap; flex:none; }

/* ---------- modal (política de cookies em popout) ---------- */
.modal-overlay{
  position:fixed; inset:0;
  background:rgba(4,33,44,.55);
  backdrop-filter:blur(3px);
  display:flex; align-items:center; justify-content:center;
  padding:24px;
  z-index:300;
  opacity:0; pointer-events:none;
  transition:opacity .25s ease;
}
.modal-overlay.is-open{ opacity:1; pointer-events:auto; }
.modal-card{
  background:var(--white);
  border-radius:var(--radius-lg);
  max-width:720px;
  width:100%;
  max-height:84vh;
  display:flex;
  flex-direction:column;
  transform:translateY(16px) scale(.98);
  transition:transform .25s ease;
  box-shadow:0 40px 90px -30px rgba(4,33,44,.5);
}
.modal-overlay.is-open .modal-card{ transform:translateY(0) scale(1); }
.modal-head{
  display:flex; align-items:center; justify-content:space-between;
  padding:26px 30px;
  border-bottom:1px solid var(--line);
}
.modal-head h3{ font-size:1.2rem; }
.modal-close{
  background:var(--paper-alt);
  border:1px solid var(--line);
  width:34px; height:34px;
  border-radius:50%;
  display:flex; align-items:center; justify-content:center;
  font-size:1rem;
  color:var(--ink-soft);
}
.modal-body{
  padding:24px 30px 30px;
  overflow-y:auto;
  font-size:.92rem;
  color:var(--ink-soft);
}
.modal-body h4{ color:var(--ink); font-size:.95rem; margin:20px 0 8px; }
.modal-body h4:first-child{ margin-top:0; }
.modal-body ul{ padding-left:18px; list-style:disc; display:flex; flex-direction:column; gap:6px; margin-top:8px;}
.modal-body p{ margin-bottom:0; }
.modal-foot{
  padding:18px 30px 26px;
  display:flex; justify-content:flex-end; gap:10px;
  border-top:1px solid var(--line);
}

/* ---------- páginas legais ---------- */
.legal-hero{
  background:var(--teal-900);
  color:var(--white);
  padding:70px 0 56px;
}
.legal-hero .eyebrow{ margin-bottom:18px; }
.legal-hero h1{ color:var(--white); font-size:clamp(1.9rem,3.4vw,2.6rem); }
.legal-hero p{ color:#a9cbd3; margin-top:14px; max-width:60ch; }
.legal-body{ padding:64px 0 100px; }
.legal-layout{
  display:grid;
  grid-template-columns:260px 1fr;
  gap:56px;
  align-items:flex-start;
}
.legal-toc{
  position:sticky; top:104px;
  border-left:2px solid var(--line);
  padding-left:20px;
  display:flex; flex-direction:column; gap:12px;
}
.legal-toc a{ font-size:.86rem; color:var(--ink-soft); }
.legal-toc a:hover{ color:var(--teal-700); }
.legal-content h2{
  font-size:1.25rem;
  margin:44px 0 14px;
  padding-top:6px;
  scroll-margin-top:104px;
}
.legal-content h2:first-child{ margin-top:0; }
.legal-content p{ color:var(--ink-soft); margin-bottom:14px; font-size:.98rem; }
.legal-content ul{ list-style:disc; padding-left:20px; display:flex; flex-direction:column; gap:8px; margin-bottom:16px; }
.legal-content li{ color:var(--ink-soft); font-size:.98rem; }
.legal-content strong{ color:var(--ink); }
.legal-meta{
  display:flex; gap:22px; flex-wrap:wrap;
  font-family:var(--font-mono);
  font-size:.78rem;
  color:var(--teal-300);
  margin-top:20px;
}

/* ---------- responsivo ---------- */
@media (min-width:1440px){
  :root{ --container:1320px; }
  .container{ padding-inline:32px; }
  .hero{ min-height:min(820px,calc(100vh - 84px)); }
  .hero h1{ font-size:3.7rem; }
  .hero p.lead{ font-size:1.12rem; }
  section{ padding:120px 0; }
}

/* notebooks e desktops compactos */
@media (max-width:1199px){
  :root{ --container:1040px; }
  .main-nav ul{ gap:22px; }
  .main-nav a{ font-size:.84rem; }
  .brand img{ height:54px; }
  .hero .container{ gap:32px; }
  .hero h1{ font-size:clamp(2.5rem,4.4vw,3.2rem); }
  .product-card{ padding:34px; }
  .trust-panel{ padding:48px; gap:36px; }
}

/* tablets em paisagem e notebooks pequenos */
@media (max-width:1023px){
  .container{ padding-inline:28px; }
  section{ padding:88px 0; }
  .hero{ min-height:auto; padding:82px 0 90px; }
  .hero .container{ grid-template-columns:minmax(0,1fr); }
  .hero-copy{ max-width:620px; }
  .hero-background{
    background-image:
      linear-gradient(90deg,rgba(4,33,44,.98) 0%,rgba(4,33,44,.92) 56%,rgba(4,33,44,.54) 100%),
      linear-gradient(0deg,rgba(4,33,44,.68),transparent 48%),
      url('hero-online-loan-angola-v3.jpg');
    background-position:center center,center center,64% center;
  }
  .cycle{ grid-template-columns:1fr 1fr; gap:36px 28px; }
  .cycle::before{ display:none; }
  .trust-panel{ grid-template-columns:1fr; }
  .contact-shell{ grid-template-columns:1fr; gap:36px; }
  .contact-info h2{ max-width:22ch; }
  .footer-top{ grid-template-columns:1.25fr repeat(3,1fr); gap:26px; }
  .legal-layout{ grid-template-columns:1fr; }
  .legal-toc{ position:static; border-left:0; padding-left:0; flex-direction:row; flex-wrap:wrap; border-bottom:2px solid var(--line); padding-bottom:20px; }
}

/* menu compacto: tablets verticais e telefones */
@media (max-width:899px){
  body.menu-open{ overflow:hidden; }
  .main-nav{
    position:absolute;
    display:block;
    top:76px;
    left:max(14px,env(safe-area-inset-left));
    right:max(14px,env(safe-area-inset-right));
    max-height:calc(100svh - 92px);
    overflow-y:auto;
    background:rgba(251,253,253,.985);
    -webkit-backdrop-filter:blur(18px);
    backdrop-filter:blur(18px);
    box-shadow:0 24px 70px -24px rgba(4,33,44,.48);
    padding:20px;
    border:1px solid var(--teal-150);
    border-top:3px solid var(--teal-500);
    border-radius:20px;
    opacity:0;
    visibility:hidden;
    transform:translateY(-12px) scale(.98);
    transform-origin:top right;
    transition:opacity .22s ease,transform .22s ease,visibility .22s;
  }
  .main-nav.is-open{ opacity:1; visibility:visible; transform:translateY(0) scale(1); }
  .mobile-nav-head{ display:flex; flex-direction:column; padding:0 4px 14px; margin-bottom:9px; border-bottom:1px solid var(--line); }
  .mobile-nav-head span{ color:var(--teal-800); font-family:var(--font-display); font-size:1rem; font-weight:700; }
  .mobile-nav-head small{ color:var(--ink-soft); font-size:.75rem; margin-top:2px; }
  .main-nav ul{ flex-direction:column; align-items:stretch; gap:5px; counter-reset:mobile-nav; }
  .main-nav li{ counter-increment:mobile-nav; }
  .main-nav li a{ display:flex; align-items:center; width:100%; padding:10px 12px; border-radius:11px; color:var(--teal-800); }
  .main-nav li a::before{
    content:counter(mobile-nav,decimal-leading-zero);
    display:inline-flex; align-items:center; justify-content:center;
    width:28px; height:28px; margin-right:12px; border-radius:9px;
    color:var(--teal-700); background:var(--teal-100);
    font-family:var(--font-mono); font-size:.68rem;
  }
  .main-nav li a::after{ content:'→'; position:static; width:auto; height:auto; margin-left:auto; background:none; color:var(--teal-500); transform:none; }
  .main-nav li a:hover,.main-nav li a.is-active{ background:linear-gradient(90deg,var(--teal-100),rgba(238,248,250,.3)); }
  .mobile-nav-actions{ display:grid; grid-template-columns:1fr 1fr; gap:10px; margin-top:14px; padding-top:14px; border-top:1px solid var(--line); }
  .mobile-nav-actions .btn{ padding:10px 12px; }
  .nav-toggle{ display:block; }
  .header-actions > .btn{ display:none; }
  .site-header .container{ height:76px; }
  .site-header.is-scrolled .container{ height:68px; }
  .brand img{ height:52px; }
  .site-header.is-scrolled .brand img{ height:46px; }
  .site-header.is-scrolled .main-nav{ top:68px; }
  .products-grid{ gap:20px; }
  .product-card{ padding:28px; }
  .testimonials{ grid-template-columns:1fr 1fr; gap:18px; }
  .testimonial:last-child{ grid-column:1/-1; }
  .footer-top{ grid-template-columns:1.2fr 1fr 1fr; }
  .footer-col:last-child{ grid-column:2/4; }
}

/* tablets verticais e telefones grandes */
@media (max-width:767px){
  .container{ padding-inline:22px; }
  section{ padding:76px 0; }
  .section-head{ margin-bottom:38px; }
  .products-grid{ grid-template-columns:1fr; }
  .product-card{ padding:30px; }
  .testimonials{ grid-template-columns:1fr; }
  .testimonial:last-child{ grid-column:auto; }
  .contact-channels{ grid-template-columns:1fr; }
  .footer-top{ grid-template-columns:1fr 1fr; }
  .footer-col:last-child{ grid-column:auto; }
  .cta-final{ padding:38px 30px; flex-direction:column; align-items:flex-start; }
  .cookie-bar{ flex-direction:column; align-items:flex-start; left:14px; right:14px; bottom:14px; }
  .cookie-actions{ width:100%; }
  .cookie-actions .btn{ flex:1; }
}

/* telefones comuns */
@media (max-width:599px){
  .container{ padding-inline:18px; }
  section{ padding:64px 0; }
  .site-header .container{ height:72px; }
  .site-header.is-scrolled .container{ height:64px; }
  .brand img{ height:48px; }
  .site-header.is-scrolled .brand img{ height:43px; }
  .main-nav{ top:72px; padding:16px; border-radius:16px; }
  .site-header.is-scrolled .main-nav{ top:64px; }
  .hero{ min-height:auto; padding:66px 0 70px; }
  .hero-background{
    inset:-6%;
    background-image:
      linear-gradient(90deg,rgba(4,33,44,.98),rgba(4,33,44,.82)),
      linear-gradient(0deg,rgba(4,33,44,.78),transparent 42%),
      url('hero-online-loan-angola-v3.jpg');
    background-position:center center,center center,69% center;
  }
  .hero h1{ font-size:clamp(2.15rem,10vw,2.8rem); margin-block:18px 16px; }
  .hero p.lead{ font-size:.98rem; line-height:1.65; margin-bottom:26px; }
  .hero-actions{ margin-bottom:32px; gap:10px; }
  .hero-trust{ display:grid; grid-template-columns:1fr 1fr; gap:20px 16px; padding-top:22px; }
  .hero-trust div:last-child{ grid-column:1/-1; }
  .hero-trust div strong{ font-size:1.25rem; }
  .section-head h2{ font-size:1.75rem; }
  .cycle{ grid-template-columns:1fr; gap:26px; }
  .cycle-step{ display:grid; grid-template-columns:54px 1fr; column-gap:16px; padding-top:0; }
  .cycle-num{ width:54px; height:54px; margin:0; grid-row:1/3; font-size:1rem; }
  .cycle-step h4{ align-self:end; }
  .trust-panel{ padding:30px 24px; border-radius:20px; }
  .trust-item{ gap:12px; }
  .contact-info h2{ font-size:1.8rem; }
  .contact-channel{ min-height:76px; }
  .cta-final{ padding:32px 24px; }
  .cta-final .btn{ width:100%; }
  .site-footer{ padding-top:56px; }
}

/* telefones pequenos */
@media (max-width:420px){
  .container{ padding-inline:15px; }
  .hero{ padding:56px 0 60px; }
  .hero h1{ font-size:clamp(1.95rem,10.5vw,2.35rem); max-width:13ch; }
  .hero-actions{ flex-direction:column; align-items:stretch; }
  .hero-actions .btn{ width:100%; }
  .eyebrow{ font-size:.62rem; padding:5px 10px; letter-spacing:.1em; }
  .product-card{ padding:24px 20px; border-radius:20px; }
  .product-icon{ width:48px; height:48px; border-radius:13px; }
  .contact-shell{ gap:28px; }
  .footer-top{ grid-template-columns:1fr; }
  .footer-brand p{ max-width:none; }
  .footer-bottom{ align-items:flex-start; flex-direction:column; }
  .cookie-actions{ flex-direction:column; }
  .cookie-actions .btn{ width:100%; }
}

/* telefones muito estreitos */
@media (max-width:359px){
  .container{ padding-inline:12px; }
  .brand img{ height:44px; }
  .nav-toggle{ width:38px; height:38px; padding:7px; }
  .main-nav{ left:8px; right:8px; padding:14px; }
  .mobile-nav-actions{ grid-template-columns:1fr; }
  .hero h1{ font-size:1.85rem; }
  .hero-trust{ grid-template-columns:1fr; }
  .hero-trust div:last-child{ grid-column:auto; }
  .trust-panel{ padding:26px 18px; }
  .trust-item .dot{ width:34px; height:34px; }
}

@media (max-width:899px) and (orientation:landscape) and (max-height:520px){
  .hero{ min-height:auto; padding:48px 0 54px; }
  .main-nav{ max-height:calc(100vh - 80px); }
}